Merchant Services Compliance

Merchant Services PCI Compliancemerchant services PCI complaince

Because of the increased risk of identity theft in today’s environment, any entity (including merchants and all credit card processing companies) that store, transmit, or process consumer card data should be PCI Compliant.

All merchants fall into one of four categories based on transaction volume, delineating what is required for PCI Compliance.  Signing on with RPS with our PCI Program assures our merchants access to an Approved Scan Vendor (“ASV”) who will assess your business and alert merchants to their periodic requirements.

RPS will help merchants either verify compliance , gain initial compliance, and maintain continued compliance going forward.

Level / Tier Merchant Criteria Validation Requirements
1 Merchants processing over 6 million Visa transactions annually
  • Annual Report on Compliance (“ROC”) by Qualified Security Assessor (“QSA”)
  • Quarterly network scan by Approved Scan Vendor (“ASV”)
  • Attestation of Compliance Form
2 Merchants processing 1 million to 6 million Visa transactions annually (all channels)
  • Annual Self-Assessment Questionnaire (“SAQ”)
  • Quarterly network scan by ASV
  • Attestation of Compliance Form
3 Merchants processing 20,000 to 1 million Visa e-commerce transactions annually
  • Annual SAQ
  • Quarterly network scan by ASV
  • Attestation of Compliance Form
4 Merchants processing less than 20,000 Visa e-commerce transactions annually and all other merchants processing up to 1 million Visa transactions annually
  • Annual SAQ recommended
  • Quarterly network scan by ASV if applicable
  • Compliance validation requirements set by RPS